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    >>> Loan Program

Our available programs:

PURCHASE

  • FHA Loans - 3% Down Payment – 1st time buyer ok
    All source of funds can be gifted; Min Fico 580; No credit OK
    FHA conforming up to $362,790.00 - Full documentation

  • FHA Jumbo up to $729,750.00 - Full documentation
    3% to 5% minimum down

  • Fannie Mae - Freddie Mac Conventional loans - full documents
    Conforming - $417,000.00                        5% Down Payment

  • Fannie Mae Jumbo - $729,750.00
    10% Down Payment            90% LTV

  • Stated Income, Verified Assets - 75% LTV
    25% down payment             Minimum Fico 680
    Employed or self-employed w/ 2 yrs history
     

REFINANCE

Available on Fannie Mae Regular & Jumbo loans,
FHA regular and Jumbo loans

  • Lower interest rate - Refi Rate & Term  95% - 97% LTV
     

  • Debt Consolidation - pay-off mortgages, car, credit cards.
     

  • Cash-out for any reason or home improvement.
     

  • Stated Income, Verified Assets - employed or self-employed.

Conventional loans are all Fico driven