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Our available programs:
PURCHASE
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FHA Loans -
3% Down Payment – 1st time buyer ok
All source of funds can be gifted; Min Fico 580; No credit OK
FHA conforming up to $362,790.00 - Full documentation
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FHA Jumbo up
to $729,750.00 - Full documentation
3% to 5% minimum down
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Fannie Mae -
Freddie Mac Conventional loans - full documents
Conforming - $417,000.00
5% Down Payment
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Fannie Mae Jumbo - $729,750.00
10% Down Payment
90% LTV
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Stated Income, Verified Assets - 75% LTV
25% down payment
Minimum Fico 680
Employed or self-employed w/ 2 yrs history
REFINANCE
Available on Fannie Mae Regular & Jumbo loans,
FHA regular and Jumbo loans
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Lower interest rate - Refi Rate & Term 95% - 97% LTV
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Debt Consolidation - pay-off mortgages, car, credit cards.
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Cash-out for any reason or home improvement.
- Stated
Income, Verified Assets - employed or self-employed.
Conventional loans are all Fico driven |