Two Good Reasons Why
   1^st 2^nd Mortgage Co. (West Covina)
Gives You The Best Mortgage Plan.

Yes, for a limited time, No Broker's fee, No Admin Fee,
No Processing fee and No Underwriting fee.

All because 1^st 2^nd Mortgage Co. of N.J., Inc.
(West Covina) is a direct lender.  So, you deal directly with the funding
source.  Not with brokers.  And, as a direct lender and delegated
underwriters, we approve, underwrite, draw loan documents and fund all
loans  in-house.